Sunday, May 06, 2007

Hassan Muslli
EAP2
Argument Essay
Pursuit of Happiness

"Pursuit Of Happiness" is name of the new movie available this week in DVD. The actor Will Smith shows the audience how money changes his life. He was poor man sleeping in public restroom with his eight years old son. Then he worked hard and he became a billionaire. Money changes his life and bring happiness for him and his son. You will say it is just a movie but Will Smith made this movie from a true story. In fact, Everyone who has watched this movie agreed that money can bring happiness to our lives. Money can bring happiness from three aspects, economical, social life and familial.

First, by money people can buy anything they want. They can buy things make them comfortable in their lives. For example, people can buy a house on beach and enjoy the view every morning. In addition, people will not worry about their bills. For example, employees and workers will not save money every month to pay their invoices and credit cards, because they already have it. So, people's wishes can happen by money, because if they have money they can buy their wishes.

Second, with money, people can help the society to develop. they can volunteer to build buildings that help in community. For example, people can build a hospital for indigents or they can build a public school so even the poor children will be educated. Moreover, people can bring big companies in the country and of course that make the society better. For example, workers can buy trucks from Germany and bring it to their country. Trucks with best quality help the society, because this kind of trucks work for long time and can not be damage easily. as a result, improving the society can happen by money.

Third, people can bring happiness to their families. they will have more time to spend with them. For example, they do not need to work two jobs a day and they do not need to work over time. In addition, they can buy for their families everything they need. For example, when the teenagers grow up, their wishes become a lot, and they will ask a lot, such as they will need a car when they join the college, or money to start their lives when they separate from parents. Sometimes parents can not afford what their children want, but with money they can buy their desires. Accordingly, making your family happy and spending more time with them happen when you have money.

opponents say that people will like riches for their money and they will respect them for what they have. However, this is not true. If people have money, they will choose their friends carefully by introducing their selves for people they think they are like them for their personality. In fact, they can develop their personality by taking courses in NLP (Neuro- Linguistic Programming). NLP make us read people minds and also understand their movements (Ellerton, 2003). Thus, riches can keep others who like them for their personality and not their money to be their friends. In addition, Money can help them to be in position to deal with royal people. In many cultures money is important to meet majestic families. people who can help them to get their goal and their happiness in this life.

It is true that money can bring happiness for us. It can help us to deal with our lifestyle. Without money we can not stay in our society like we want. We also can not bring the happiness to our homes, our families, our lives. People who say "money is trouble" do not understand the meaning of money. They do not understand that money is everything. They need to see what would happen if they are poor and they did not have income: they would try to take a loan from a bank or ask people for money, because money can save you from asking people to give you what is not belong to you. Moreover, with good income we can secure our selves from be broke one day. By starting a new project for example, or by buying stocks and selling it when the prices goes up. When people have money they will find a lot of ideas and a lot of business they can do. They can start their lives in a new fields and get experience. With money they can do whatever they find it necessary, because anything we need come by money.


Reference:
Ellerton, R. (2003). What is NLP?. Renewal Technologies. Retrived . April 3, 2007, from http://www.renewal.ca

Saturday, May 05, 2007

The consequents of using credit cards





by
Hassan Muslli










EAP2, Writer’s Workshop
Heidi Wright
April 27, 20


Abstract

The topic of this article is credit cards. It argues that there are a lot of disadvantages of using credit cards. There are four reasons of this argument. The first is that credit card is easy to lost so it can be used by anyone. The second is the interests of credit cards are high. The third reason is psychological. Finally, credit cards can cause health problems for people who used it.

The definition of credit card is “ A plastic card having a magnetic strip, issued by a bank or business authorizing the holder to buy goods or services on credit. Also called charge card” (Credit card, para. 1). In “How credit cards work” the author gives us more specific definition and he stats “A credit card is a thin plastic card, usually 3-1/8 inches by 2-1/8 inches in size, that contains identification information such as a signature or picture, and authorizes the person named on it to charge purchases or service to his account, charges for which he will be billed periodically” (2007, p. 1, para. 3). This seem like credit cards is secure and nobody can steal it. However, thieves have many ways they can use other credit cards. For example, they can use other credit cards to buy stuff from the Internet where no need for signature or picture to identify the person. Thus, credit card is just a piece of plastic people can buy by it everything they need. All what they need to do is choose the product, take it to the cashier, swipe the credit card and pay later. This gives the impression that everything is easy to get. However, people start using credit cards since 1976, and everybody like this new idea. (2007) on the contrary the results appear to consumers after years from using it, and everyone knew the secret of it, they need to pay more than what they should. People were looking for money and baying stuff even if they do not have money. Some people need money these days so they can buy anything they want by their credit cards and sell it in the same day and get cash money. So they can pay to the card later. Nevertheless, what if they could not return this money back in the due date? The result is that the bank will charge them late fees. Here is the problem with late fees because it is high and unreasonable. When people applied to this credit, they care more how much money they can get from this credit no matter how much is the late fee, because they are “sure” they can pay on time.

First, credit cards easy to lost like any card. In this case people do not use just only a credit. Also, lose money. For example, if someone found a credit card in the street, he do not need to ID to prove that this credit belong to him, he can buy thing by Internet, so no signature and questions for ID. Moreover, when somebody lose his credit, he gives plenty time for thieves to use the credit, and that’s because he will lose a lot of time for calling the bank and waiting to prove that he is the person who will cancel the credit.

Second, credit cards have high interest. It means the rate of these credit increase all the time. People want easy money. They think by credit cards they can buy anything they want. In fact, they do not realize this high interest can make their income down and one day they will found their selves poor. In addition, they will need to get loans to cover the damages, which comes from credit cards. For example, if the limit of the credit card was 500$ and the person used it and can not pay the money in the day of payment, the bank will charge him high interest and in this case he need to take loan to pay for the credit. Certainly, the bank can gives anyone want credit card, and sometimes they send to people a lot and it is free. For example, the bank looks to the history of somebody and make him as a favorite costumer. Then, they send him a lot of credit cards, and he thinks he can handle it, but one day he figure that his finance state became downward.

Finally, credit cards can cause for people stress and this bad for their health. According to Reuter (2006) he asserts “ the marketing techniques and incentive programs used by credit card companies induce consumers to overspend and amass debt. A 2002 medical paper described in the article links credit card debt to various health and social problems, including insomnia, anxiety, martial breakdowns and depression”. The depression is the first problem people will get it from these credit cards. People owe money to banks because of credit card, wake up every morning, with a reminder in their head like a noise alarm, credit card must pay, but they can not handle it, and everyday they are late banks charge them more. In addition, people can have comfortable life with money, and credit cards bring problems. For example, if somebody wants to move from his house to take another comfortable house, the owner of new house will ask him about his social security, and the owner will see his history credit and refuse him. So the person will be so disappointed until he gets sick.

The opponent says that credit card is good because it is your money and “use it when you need it”. However, this idiom we hear it every day because we need money everyday. In fact, credit cards are just successful from the commercials and the advertisements. Some times they offer for company credit cards for all the employees in good rates, but when the employees use this money and they can not pay, the winner in this case is the bank because the employees and the company applied for the conditions the bank ask about it.

In conclusion, people should take care about their money from thieves and the best way now to steal people is steal their credit cards. If the government want to keep this credit cards, they should low the rates because it is not equal with the citizens` income. This credit cards cause a lot of stress for people, they should stop using it if they can not pay the whole amount of this credit.





Reference

Associated press. (2007, March 8). Banks` complex credit-card rules

scrutinized. Retrieved April 11, 2007, from http://www.msnbc.com

Katayama, F. (2003, February 18). Hackers accesses 5.6 million credit cards.

Retrieved April 23, 2007, from http://www.cnn.com

Ward, M. (2007, March 30). Net gains for credit card thieves. Retrieved April 23,

2007, from http://www.bbc.co.uk/2/hi/technology/6511927.stm

Reutter, M. (2006, October 31). Is credit card bad for your health?. Retrieved

April 15, 2007, from http://www.medicalnewsstoday.com

How credit cards work. (n.d). Retrieved April 23, 2007, from

http://www.howstuffworks.com
Marijuana and freedom

Have we ever seen somebody smoke marijuana in public? The answer of course is no, because it is illegal. Think about marijuana and the legalization of it; does anyone has the right to smoke marijuana even in public? Some people agree that it is right for anyone to smoke it; because it is like tobacco, other not because it is illegal. The side who are say is illegal they also assert marijuana is blend of cannabis and other wild plants (Hitti, 2007). Everything in this life has advantages and disadvantages. We can not ignore the advantages in marijuana and make it illegal for just a few reasons. Marijuana should be legal for three reasons; medical reasons, prohibition reasons and economical reasons.

First, people can not find cure for all diseases, and scientists found recently marijuana is a good cure for some of diseases, such as cancer. Doctors can stop cancer by marijuana because marijuana cause anesthetic in the body and prevent the disease from extending. (Kravets, 2006). For example, in Florida, the state government since the last decade starts to make marijuana legal in medical use. They know how marijuana is can effect in the modern medicine. Also, with marijuana they can find a lot of medicine for a lot of disease. For example, they can produce a new can of drug can help in many diseases in the same time, they will save money for people from buying different kinds of remedies to different kinds of illnesses. Thus, if the governments make marijuana legal they will find a good solution for a lot of diseases.

Second, governments are trying to forbid marijuana and keep it illegal. They also put fines for anyone who carries it. Moreover, they disagree even if the person who carry it for medical reasons. However, make marijuana prohibit is not the solution. There is a quotation says "forbidden fruit is sweet ". Whenever governments make a decision to prohibit something, people will like to discover it. Therefore, making marijuana illegal is not the answer. For example, in the last century using alcohol was prohibited, and people were trying to produced it in illegal ways. However, when alcohol is legal, people can decide whether they want drink it or not. Therefore, people can make decision by themselves about whatever they want, and prevent marijuana is not the resolution.

Third, farming weeds-which marijuana comes from-cost less money than producing new kinds of medicine. Governments should care more about economic side. Marijuana can grow up every where and no matter in what season. People can grow whole acre of field with marijuana in just 3 months. Accordingly, that gives us more medicine in short period of time. That does not cost the government a lot of money. Therefore, making medicine from marijuana will cost the government less than trying to make marijuana forbidden. Thus, economical system will be better if the government make marijuana legal.

Opponents say that marijuana can affect the human body. It can make injurer and cause damage to memory. In "Marijuana Effects" the author claims "Marijuana use can cause people to forget things and interfere with learning. It can make you see and hear things that are not there or distort the way you see and here" (2007, para. 4). It means marijuana can confuse the brain and this is dangerous for human body. However, the idea is not convincing because most people drink alcohol and get confused, and using alcohol is legal. If they say the reason of marijuana should stay illegal, because it distorts the way people see and hear, the answer is: Why is drinking alcohol legal while the same effects happen? Thus, people can decide whether they drink alcohol or not, smoke tobacco or not. Therefore, people should make a decision whether they use marijuana or not.

In conclusion, for poor people who can not afford expensive medicine marijuana will be a new solution for their pains. Marijuana will be very cheap for them to use it as a medicine if they use it as prescription from doctors. People have the right to make decision in their life about everything such as smoking tobacco, drinking alcohol and also smoking marijuana. People have the right to choose. People cannot be agree every time with their governments, so they can still smoke marijuana even if the government does not allowed it. The taxes can be increased by the government when the government allowed using marijuana. When selling marijuana become legal, the government gets profit and gets more money from taxes of growing and selling marijuana. As a result, marijuana should be legal because it helps people and governments.





References:

Hitti, M (2007, April 06). Smoking marijuana may dim memory. WebMD. Rtrieved April

6, 2007, from http://www.webmd.com
Marijuana effects. (2007, April 6). Mental health. Retrieved April 6, 2007,

from http://www.webmd.com

Kravets, D (2006, November 3). Medical marijuana at a crossroads 10 years The

Associated Press State & Local Wire. Retrieved April 6, 2007, from

LexisNexis.